Business Purpose Loans

What's Next for Your Business?

Will you start a new company? Expand into a new market? Update equipment?

United Bank offers several business purpose loan products to provide the capital your business plan needs. Let our expert lenders find the best borrowing option for you.

Conventional Business Loans

With a business installment loan, proceeds are disbursed in a single lump sum. The loan is repaid by making monthly payments.

Lines of credit are available for working capital or construction projects.

Learn more.

Government Guaranteed Business Loans

We are a qualified partner with the Small Business Administration (SBA) and the US Department of Agriculture (USDA), and provides loans under their programs. Loan amounts, qualifications and benefits differ between programs. Learn more.

Business Credit Cards

Our Endeavor Business Card is an essential tool for every business. Issued in your company's name, your corporate VISA® cards provide a convenient method to:

Pay for company supplies, meals, or pay

vendors for products and services. Track and control user spending. Learn more.

NEW: Effective January 1, 2024, many companies in the United States must report information about their beneficial owners to the Financial Crimes Enforcement Network (FinCEN), a bureau of the US Department of the Treasury. Learn more.

United Bank also offers Cash Management Services, Merchant Card Processing and other Treasury Management solutions. Contact us at bizbanking@unitedbank.net to learn more.

* All loan applications are subject to credit approval and underwriting guidelines

Need resources to help with business planning, marketing or management? The Small Business Development Center (SBDC) is an excellent resource for small business owners and operators. Designated as one of Georgia’s top providers of small business assistance, the SBDC has 18 offices ranging from Rome to Valdosta to serve the needs of Georgia’s business community.

United Bank supports local business and enjoys partnering with new and existing customers to equip them for success. Check out these customer success stories, and how we played a small part in their story.