Current Rates

Checking & Savings Accounts
Account	Interest Rate	Annual Percentage Yield*
Gold Life Account	0.60%	0.60%
The RESERVE Account (tiered)
$ 0.00 - 9,999.99	0.60%	0.60%
$ 10,000 - 24,999.99	0.60%	0.60%
$ 25,000 - 49,999.99	0.60%	0.60%
$ 50,000 - 74,999.99	0.70%	0.70%
$ 75,000 - 99,999.99	0.80%	0.80%
$ 100,000 - 149,999.99	1.05%	1.06%
$ 150,000 - 199,999.99	1.30%	1.31%
$ 200,000+	1.65%	1.66%
Regular Savings	0.60%	0.60%
Minor Savings	0.60%	0.60%
Business Interest Checking	0.25%	0.25%
Business Money Market	0.25%	0.25%
Commercial Reserve Account (tiered)
$ 0.00 - 24,999.99	0.25%	0.25%
$ 25,000 - 49,999.99	0.25%	0.25%
$50,000 - 74,999.99	0.45%	0.45%
$75,000 - 99,999.99	0.50%	0.50%
$100,000 - 149,999.99	0.75%	0.75%
$150,000 - 199,999.99	0.85%	0.85%
$200,000+	1.00%	1.01%

Certificates of Deposit and IRAs†
Term/Period	Annual Percentage Yield	Availability
30 Days	0.50%	Visit Office
90 Days	0.70%	Visit Office
180 Days	0.80%	Open Now
12 Months	1.36%	Open Now
18 Months	1.36%	Visit Office
24 Months	1.41%	Open Now
36 Months	1.41%	Open Now
48 Months	1.46%	Visit Office
60 Months	1.71%	Open Now
15 Month Special	1.41%	Visit Office

Rates are effective as of 4/14/23. Rates are subject to change without notice

†An early withdrawal penalty may be imposed. Early withdrawal fees could result in a reduction in earnings. A minimum deposit of $500.00 is required to open a Certificate of Deposit account.

The annual percentage yields are calculated on daily compounding for terms equal to or greater than 12 months and simple for lesser terms.