Current Rates

Checking & Savings Accounts
Account	Interest Rate	Annual Percentage Yield*
Gold Life Account	0.40%	0.40%
The RESERVE Account
0.00 - 9,999.99	0.40%	0.40%
10,000 - 24,999.99	0.45%	0.45%
25,000 - 49,999.99	0.45%	0.45%
50,000 - 74,999.99	0.50%	0.50%
75,000 - 99,999.99	0.55%	0.55%
100,000 - 149,999.99	0.60%	0.60%
150,000 - 199,999.99	0.65%	0.65%
200,000+	0.95%	0.95%
Regular Savings	0.25%	0.25%
Minor Savings	0.25%	0.25%
Business Interest Checking	0.20%	0.20%
Business Money Market	0.25%	0.25%
Commercial Plus Account
0.00 - 24,999.99	0.20%	0.20%
25,000 & above	0.25%	0.25%

Certificates of Deposit and IRAs†
Term/Period	Annual Percentage Yield	Availability
30 Days	0.30%	Visit Office
91 Days	0.50%	Visit Office
182 Days	0.50%	Open Now
12 Months	0.90%	Open Now
24 Months	1.00%	Open Now
36 Months	1.11%	Open Now
48 Months	1.26%	Visit Office
60 Months	1.77%	Open Now
15 Month Special	1.00%	Visit Office
30 Month Special	1.10%	Visit Office

Rates are effective as of 11/15/19. Rates are subject to change without notice

†An early withdrawal penalty may be imposed. Early withdrawal fees could result in a reduction in earnings. A minimum deposit of $500.00 is required to open a Certificate of Deposit account.

The annual percentage yields are calculated on daily compounding for terms equal to or greater than 12 months and simple for lesser terms.