Current Rates

Checking & Savings Accounts
Account	Interest Rate	Annual Percentage Yield*
Gold Life Account	0.75%	0.75%
The RESERVE Account (tiered)
$ 0.00 - 9,999.99	0.75%	0.75%
$ 10,000 - 24,999.99	0.75%	0.75%
$ 25,000 - 49,999.99	0.75%	0.75%
$ 50,000 - 74,999.99	0.75%	0.75%
$ 75,000 - 99,999.99	0.95%	0.95%
$ 100,000 - 149,999.99	1.30%	1.31%
$ 150,000 - 199,999.99	1.55%	1.56%
$ 200,000+	2.00%	2.02%
Regular Savings	0.60%	0.60%
Minor Savings	0.60%	0.60%
Business Interest Checking	0.45%	0.45%
Business Money Market	0.45%	0.45%
Commercial Reserve Account (tiered)
$ 0.00 - 24,999.99	0.45%	0.45%
$ 25,000 - 49,999.99	0.45%	0.45%
$50,000 - 74,999.99	0.60%	0.60%
$75,000 - 99,999.99	0.70%	0.70%
$100,000 - 149,999.99	0.90%	0.90%
$150,000 - 199,999.99	1.00%	1.01%
$200,000+	1.25%	1.26%

Certificates of Deposit and IRAs†
Term/Period	Annual Percentage Yield	Availability
30 Days	0.65%	Visit Office
90 Days	0.85%	Visit Office
180 Days	0.95%	Open Now
12 Months	1.51%	Open Now
18 Months	1.51%	Visit Office
24 Months	1.66%	Open Now
36 Months	1.66%	Open Now
48 Months	1.76%	Visit Office
60 Months	2.02%	Open Now
15 Month Special	1.66%	Visit Office

Rates are effective as of 8/02/23. Rates are subject to change without notice

†An early withdrawal penalty may be imposed. Early withdrawal fees could result in a reduction in earnings. A minimum deposit of $500.00 is required to open a Certificate of Deposit account.

The annual percentage yields are calculated on daily compounding for terms equal to or greater than 12 months and simple for lesser terms.