We believe these four pillars create a strong financial future.
The first step toward achieving your financial goals? It's getting good advice. United Bank Wealth Management Advisors are ready to help set investment strategies for all phases of your life. Whether you're focused on college savings, retirement planning or something just as important, we provide a variety of investment options that can be tailored to your unique objectives. Our philosophy includes four key pillars:
Financial Planning
We work to understand your goals and show how you might achieve them through realistic financial planning and wealth management. Our team can help you plan for future obligations with low risk and high confidence.
Strong Support Network
We pride ourselves on having a personal relationship with each client. Your personal wealth management advisor is supported by a skilled list of professionals - including an administrative team, portfolio managers, a trusted third-party research firm, and the United Bank Investment Committee.
Active Investment Management
We make consistent, forward-looking decisions that minimize risk and maximize returns. We believe in long-term investing, carefully adjusting your portfolio as the economy changes. We help you make the most of your money through diversification.
Fiduciary Advice
We charge an advisory fee based on your assets instead of collecting commissions for selling certain investment products. That means you get unbiased advice with no conflict of interest.
Our Approach
We ask about your financial goals. We ask how much risk you want to take. Once we have a solid understanding, our team members spend a lot of time and energy determining the right investment approach. Over the long haul, we keep a close eye on your mix and make adjustments based on the overall economy and market trends. This hands-on approach has proven to be successful for us over the long run.
Research and Analysis
The fact is, there are more investment options available than any one person can evaluate. Our Wealth Management advisors work with Portfolio Managers and an outside research firm to get the best and most up-to-date input possible. Our Investment Committee reviews and approves each option before we suggest them to clients.
Portfolio Construction and Management
This is your portfolio, not ours. Before we choose a single investment tool, our advisors meet with clients for in-depth conversations. They work hard to get a clear picture of your financial goals, expectations and risk tolerance. After getting to know you, our advisors design a portfolio that will give you the most success with the least worry.
Reviews and Performance
Our clients have 24/7 online access to account information. Our advisors are also readily available to meet with you to review portfolio performance and see if there may be new or better ways for you to pursue your goals. It's also fine if you would rather not have regular consultations or make frequent strategy shifts. If you would rather “set it and forget it,” we can do that, too.
Monitoring and Adjusting
Even when you're not around, the United Bank Wealth Management team is constantly looking out for you. We monitor portfolios and recommend adjustments based on your changing needs or shifts in the broader investment landscape. Our job is to design portfolios that can be adjusted easily enough when your life demands it.
Get Started
At United Bank, we’re proud to offer Wealth Management services that our communities trust. If you would like to learn more about what we do, please contact us at 770.412.4925 or reach out directly to a United Bank Wealth Management Advisor.
♣United Bank Wealth Management services are: not FDIC-insured, not bank-guaranteed, may lose value, not a bank deposit, not insured by any federal government agency.
United Bank is a full-service financial institution serving customers in Middle Georgia.