Disclosures
Agreements & Account Disclosures
See the links below for legal disclosures and additional information regarding United Bank products and services.
Deposit Account Agreement - effective August 1, 2026
Changes to this agreement are primarily related to the fee schedule found on page 35.
- ATM fees for withdrawals made at non-United Bank terminals is increasing to $2 per withdrawal;
- Foreign currency order fee will increase to $50 per order;
- Non-sufficient Funds (NSF) fee will increase to $33 per item;
- Official checks will be offered at $10 per check;
- Outgoing domestic wire transfers initiated in our bank offices in person will incur a fee of $30 per wire. Wire transfers initiated through our digital services will be discounted at $15 per wire. If a wire is requested as an exception through email or phone, there will be a $60 fee per wire;
- Outgoing international wire transfer requests as exception through email or phone will be assessed a $100 fee.
If you have any questions regarding these disclosures, please contact us at 770.567.7211.