United Bank Insights
One of our initiatives here at United Bank is financial literacy and education. Our Insights page is a collection of 'need to know' facts for navigating today's financial world. We often add other links to helpful resources from trusted sources.
02/21/24
Preventing Elder Abuse
Elder abuse is a growing problem, not only in Georgia but nationwide. Studies show that at least one in 10 of these adults experienced some form of abuse in the prior year. Abuse can be psychological, emotional, physical, neglectful, sexual, or financial.
01/15/24
The Benefits of Direct Deposit
Direct deposit is an essential, foundational tool in today’s payment cycle. Whether receiving payroll disbursements, reimbursements or monthly federal benefits, United Bank recommends all customers request payment via direct deposit.
03/14/24
Why Choose United Bank for your Mortgage?
A mortgage may be one of life’s largest financial decisions and, for first-time homebuyers, the process may seem a bit overwhelming. Although many mortgage providers exist in the market, none provide the convenience and support like United Bank.
1/24/25
Why Positive Pay?
Positive pay is a service provided by financial institutions to help their business customers fight check fraud. When a business processes
thousands of checks every day, it's important to have an extra layer of protection.
12/5/25
Penny Phaseout
You've likely heard by now that the U.S. Department of Treasury has produced their final penny. The good news is, here in the South, we seem to have an ample supply of pennies currently.
1/28/26
Sidney Lee Welding Supply and United Bank: Four Decades of Partnership
Sidney Lee Welding Supply and United Bank have enjoyed a strong partnership for decades. United Bank has been there for the business every step of the way providing lending services for real estate, working capital and equipment as well as a full suite of business banking services.
2/4/26
Ronnie's Small Engine Repair: Local Business + Community Banking = The Perfect Match
Ronnie’s Small Engines, Inc., has been a reliable establishment in the Covington community for almost 30 years. Owner Ronnie Hurst is a wonderful United Bank customer and proof that small businesses and community banking are a great match.
2/11/26
A Night to Shine: When Volunteering Turns Into Joy
Tim Tebow's Night to Shine is a special annual event held simultaneously around the world on the Friday before Valentine's Day. Four United Bank employees—Ashley Bell, Cassie Crane, Samantha Pilkenton and Shannon Hatcher—have selflessly volunteered for the past three years to bring this event to life.
2/27/26
Trigger Leads: What You Need to Know
If you recently applied for a mortgage, you may have already received a flood of calls, texts, or emails from lenders you’ve never contacted. United Bank does not ever sell or share personal information. This surge in solicitations is often the result of mortgage “trigger leads."
6/12/26
Having the Hard Conversation
For many families, conversations about an aging loved one and their estate planning are easy to postpone. But according to Madison Morris, Trust Officer for United Bank Wealth Management Services, they are also some of the most important discussions a family can have.
7/1/26
A Servant's Heart, A Chef's Calling
Whether through food, support for new moms, mentorship or community leadership, Chelsia Ogletree's life has been shaped by one simple belief: hospitality is caring - a sentiment that reverberates through the walls of Her Majesty's Kitchen in Forsyth.
7/15/26
A Life of Showing Up
In Thomaston, Georgia, Greg Daniel, United Bank Wealth Management Advisor, and his wife, Michele, are known for quietly and consistently showing up. For decades, the couple has poured their time and energy into the people around them.
7/15/26
The Legacy of Service
Service does not always begin with us. Often, it's a torch we pass, fueled by the examples we see, the values we learn at home, and the quiet sacrifices of those who came before. For Brenda Stoerkel, United Bank Vice President and Mortgage Division Manager, the foundation of service was built while watching her father, MSgt Michael Kuhr, USAF (Ret.)
8/21/26
Where it All Starts
Toy Smith saw more than a building. She saw the opportunity to create a place where children could learn, grow and thrive.
Toy Smith's vision for Madison Academy in Madison, Ga., has created a warm, structured environment centered on early childhood education and giving every child a strong foundation for the future.