United Bank Wealth Logo

Trust & Estate Services

United Bank Wealth Management Advisors have administered trusts for many loyal clients, helping them preserve their wealth and successfully pass it on to their loved ones. We offer experienced guidance, precision, and a hands-on approach to trust management that is signature to United Bank.

Building wealth for future generations is an important and often complex endeavor. Protecting your loved ones' assets includes minimizing estate taxes and expenses. Too often, family members and friends are ill-equipped to assume the role of executor or trustee. United Bank Wealth Management Advisors can reduce the complexity of these responsibilities, making them seem less overwhelming. Providing a wide variety of trust and estate services specifically tailored to match each client's situation, United Bank Wealth Management Advisors have the knowledge, expertise and networks in place that can streamline trustee and estate representative responsibilities.

Our Expertise: Over 1,500 clients and more than $700 million in
assets under management.
Our Network: Partnered with CPAs, attorneys, and Northern Trust,
an investment research firm.

A trust is simply a means of one party holding property for the benefit of another. This “property” consists of assets that have been put into a fiduciary relationship between a trustor and trustee for the benefit of designated beneficiaries. It can include any type of asset including cash, securities, real estate, or life insurance policies. A trustee has a legal obligation to act always and solely for the benefit of the trust's beneficiaries.

When a family member or close friend acts as trustee, it can cause stress or tension in the family. As a neutral third party, United Bank will remain objective and follow the trust instructions faithfully, removing the stress and burden of trustee responsibilities from grieving relatives and friends.

We also absorb any legal liability that an individual may face when acting as trustee. Many times, individuals are named, but do not fully understand their duties or what steps need to be taken. United Bank Wealth Management Advisors are experienced in understanding the legal responsibilities of a trustee, and familiar with tax and estate planning strategies.

As a corporate trustee, we are held to a higher standard since we are regulated by state and federal agencies. Corporate trustees are responsible for identifying trust property and maintaining, protecting, and controlling trust property for the benefit of the named beneficiaries. We provide peace of mind to individuals that name United Bank as a corporate trustee.

United Bank Wealth Management Advisors can assume the role of trustee and help you decide how best to carry out this mission, all the while taking care of administrative and fiduciary duties such as record maintenance, attorney communication, tax returns and distributions of funds.

Estate planning and estate settlement involves more than carrying out the wishes of a loved one; it also includes detailed administrative tasks such as record keeping, filing tax returns, responding to creditor claims, will review, assessing liabilities, paying debts, and distributing assets according to the directives of the will.

As a corporate executor, United Bank Wealth Management Advisors will act fairly and impartially when approached by beneficiaries and family members seeking special treatment. We relieve the burden of estate management and making tough decisions from grieving loved ones and friends.

We’re Here to Help

Our team will explain and facilitate every aspect of trust administration and estate settlement. For more information, please reach out to our Trust Officer, at the phone number or email address below.

Kassie Cruse headshot
Kassie Cruse

United Bank Wealth Management services are: not FDIC-insured, not bank-guaranteed, may lose value, not a bank deposit, not insured by any federal government agency.