Personal Credit and Debit Cards

Speed, ease, and security make credit and debit cards an essential part of any personal banking solution. United Bank’s cards offer the global presence and customer protections of Visa®, but still reflect the customer service of a community bank you can trust—in fact, your calls will always be answered by people right here in our Zebulon, Georgia Call Center. Our partnership with Endeavor Rewards is the icing on the cake, offering you a variety of ways to redeem the points you earn when using your credit card.

Helpful Resources:
  • Cardholders benefit from special notifications when we suspect card fraud.  Learn more.
  • Do you need to report a stolen, lost or compromised card? United Bank agents can assist you seven days a week from 7am until 8pm, by calling 770.567.7211.  After hours, please contact 833.233.2194.
  • Ordering online? Having trouble getting your order?  See this resource from the Federal Trade Commission about how to get your money back.
  • We have free services available to help you identify card fraud as quickly as possible. Learn more.

The United Bank Endeavor Credit Card

Spend with confidence using a globally accepted credit card backed by local customer service†

  • Travel around the state, the country, or the world knowing that your card will be accepted
  • Relax in the comfort of real-time fraud prevention and Visa’s® available suite of enhanced benefits
  • Talk to local customer service representatives seven days a week from 7am-8pm
  • Earn points for every dollar you spend with Endeavor Rewards.  Be sure to check out the new way you can Pay With Points.
  • Monitor accounts and transactions via text alerts and online banking
  • Visa Account Updater (VAU) available for automated updates to participating merchants – learn more about VAU
  • See credit card definitions about The United Bank Endeavor Credit Card and apply now.
Are you focused on paying your credit card debt faster? Check out this helpful calculator to develop a strategy for meeting your repayment goals.

The Right Start Endeavor Card

Build—or rebuild—your credit with a provisionally secured card†   Apply now

  • Designed for customers with no credit or damaged credit
  • Secured with a certificate of deposit (CD)
  • Only $500 Minimum deposit required to open
  • Cardholder may request an account review after 18 months (limited to one review per year)
  • If review shows a strong payment history, CD may be released (Collateral no longer needed)
  • Otherwise, this card works just like any other Endeavor credit card
  • Visa Account Updater (VAU) available for automated updates to participating merchants – learn more about VAU
† Subject to credit approval and underwriting guidelines

The United Bank Visa® Debit Card

Combine the convenience of a credit card with the responsibility of a checking account with the United Bank Visa® Debit Card

  • Use anywhere Visa® is accepted
  • Use Personal Identification Number (PIN) authorization for debit purchases
  • Get cash at ATMs around the world
  • Funds are deducted immediately from your linked United Bank checking account
  • Purchases appear automatically on your statement, online, and on Mobile Advantage
  • Visa Account Updater (VAU) available for automated updates to participating merchants – learn more about VAU

Mobile Wallet

A mobile wallet is an app on your mobile device that stores payment information from a debit or credit card, then allows you to use your device to make purchases. Once your card is loaded onto your device, look for these symbols to use your Debit or Credit card as a contactless payment method:

For more information, please view our Mobile Wallet Help Guide or call the Customer Contact Center at 770-567-7211.

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Simplify payments with your mobile device.

Allow your phone to do the work for you with contactless payments.

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Helping you find home.

Our experts are qualified and experienced to help you with all aspects of home financing.

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It’s never too early to start saving.

Learn how to begin preparing for their higher education today.

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