Business Checking Accounts

United Bank offers a range of business solutions to meet the diverse needs of our customers. Our Customer Service agents at any of our bank offices can help you get started by opening your account.  Here's our checklist of items needed to open a business account.

Note: Effective January 1, 2024, many companies in the United States must report information about their beneficial owners to the Financial Crimes Enforcement Network (FinCEN), a bureau of the US Department of the Treasury. Learn more.


E-Business Checking

  • Electronic statements only
  • Up to 200 withdrawals per statement cycle; each additional withdrawal is 15¢
  • Only $50 minimum deposit required to open

Regular Business Checking

  • No service charge with a minimum daily balance of $500
  • Up to 20 withdrawals per month
  • Service charge of $4 per month plus 15¢ for every withdrawal after the first 20 when your balance falls below $500
  • Only $50 minimum deposit required to open
  • Ideal for your general operating account

Business Interest Checking Account

  • Competitive rate of interest paid on all collected balances
  • No service charge when $1,000 balance maintained
  • $6 per month plus 15¢ per withdrawal over 20 if your balance falls below $1,000
  • Only $50 minimum deposit required to open

Business Money Market

  • Competitive rate of interest paid on all collected balances
  • No service charge when $2,500 minimum daily balance is maintained
  • $7.50 per month if your balance falls below $2,500
  • $10 per withdrawal transaction over the legal limit allowed each monthly statement period
  • Only $50 minimum deposit required to open

Commercial Plus Checking Account

  • Balances of $25,000 and greater earn a higher rate of interest
  • Deposits are unlimited and are made via transfer from the regular business account
  • Withdrawals are limited to one per week and must be transferred into the regular business account
  • No checks may be negotiated from this account

Business Analysis Checking

  • May be required for cash intensive businesses or accounts with high transaction volume; see analysis fee schedule below for itemization of charges.  Other treasury management fees may apply.
  • An earnings credit is calculated against the average monthly balance and applied as a credit to your service charges. The net amount is deducted on the tenth business day of the following month.
  • See a Customer Service Representative to request a fee schedule.


Rates may change at any time without prior notice. Simple interest is calculated on the average daily collected balance in the account and credited either monthly or quarterly. Fees could reduce earnings on the account.  Please visit one of our bank offices to open your business account today.

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