The United Account

Start a new financial journey.

The United Checking Account is a great option for that first checking account or for those who may need a fresh restart to their financial management.  No matter what your circumstances are, you can benefit from the services a checking account offers as you navigate life.

Open with only $25 to get started. 

Why does a checking account matter?  See the the top reasons why a checking account is a good thing.
Read our blog about how the United Account was designed to reach the underbanked within our middle Georgia communities.

Debit Card & Digital Focused

No Overdraft Services

Only $25 to open

The United Checking Account has been designed with the following features:

- Your VISA® debit card is your primary tool for withdrawals from your checking account and purchases. No checks are provided or may be used with this account to issue payments. Connect your card to your mobile wallet for easy point of sale (POS) transactions anywhere the VISA® logo is displayed.

- United Bank's digital suite of services - including Online Banking and Mobile Banking with free online bill payment - offers easy methods of managing the funds in your checking account.

- Monthly statements are delivered to you via your digital banking.  Add paper statements to your account for $2 per month.

- No overdraft services are provided with this checking account.  Consider linking another eligible United Bank deposit account for sweep account service in the event of a non-sufficient funds (NSF) item.

- Access your cash 24/7 at any United Bank ATM or at Presto! ATMs located at Publix Supermarkets and incur no withdrawal fees (see locations).

The monthly service charge for this checking account is $4.95.  You can add paper monthly statements for an additional $2 per month.  There are no charges for digital services, online bill payment or sweep account service to cover a non-sufficient funds item.  See our Fee Schedule for other applicable fees.

Need more info? Our call center agents are available to assist you with your checking account seven days a week, from 7am until 8pm.  Simply call or text us at 770-567-7211.

Presto® ATM Network

Enjoy the convenience of 1,100 ATMs across the southeast with no additional withdrawal fees.

A person using mobile phone for payment

Simplify payments with your mobile device.

Allow your phone to do the work for you with contactless payments.

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Helping you find home.

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