First Time Homebuyers

Putting Down Roots with the Home Possible® Mortgage Program

For a young couple, purchasing a first home is a major milestone, and choosing a mortgage partner is an important part of that journey. Engaged couple Alyssa Ervin and Chase Tweedell recently bought a home that will serve as part of their foundation as they embark on married life in the community of Mansfield. United Bank was there to help them realize their dream through Home Possible®, Freddie Mac’s first-time homebuyer’s program.

Mansfield offers the couple all the charm of a small town located conveniently between their jobs – Alyssa is a teacher in Social Circle and Chase works in his family’s business, TNT Door and Drawer, in Covington. They always loved the area and when they discovered a builder developing new homes, things started to fall into place.

“Alyssa grew up in Social Circle and I grew up in Covington,” said Chase. “We knew we wanted to start our lives here but had a difficult time finding starter homes in our price range. When we realized we had an opportunity to buy a lot and build what we wanted, things started becoming real very fast so we set out to shop around for mortgage providers.”

Chase and Alyssa researched several mortgage options and then settled on United Bank, primarily due to the relationship his family’s business already had with the Bank staff in Covington.

“My parents have banked with United Bank for years– and there’s a reason – they know the bank will take care of them,” Chase continued. “There was a familiarity there and a sense of comfort we didn’t get from other mortgage lenders. Though we were preapproved by a few different mortgage companies, we chose United Bank for their customer service. We knew they would go the extra mile and that we were going to be in good hands.”

The United Bank mortgage team in Covington and Madison worked together to close the loan, with mortgage lender Jennifer Sides completing the process in October of 2022.

“The United Bank mortgage team was very diligent and calm, ensuring we had all of our ducks in a row and that the process was smooth and efficient,” said Chase. “Now that we are on the other side of the loan process, things remain just as easy with payments made seamless through quick transfers between our checking and loan accounts with no fees involved.”

For Alyssa, putting down roots in Mansfield allows her to give back to the school she attended as a child in Social Circle.

“It’s very special to teach and give back to the community that gave me so much growing up,” she said. “When you make the decision to ‘move back’ as an adult, you just appreciate the community even more. We are so excited to be a part of Mansfield while remaining close to our families. The next chapter of our lives will be a happy one, and we look forward to building our home and family in a place that means a lot to both of us. We’re grateful to United Bank for helping to make this a reality.”

If you’re ready to buy your first home, let United Bank help you find the best mortgage solution for your needs!

Learn more about the Home Possible first time homebuyer program.