App Does That

Get to know the United Bank Mobile App!

In 2021, the FDIC polled American consumers to ask how many rely on their financial institution's mobile app to do their everyday banking.  The answer? 43.5%  In 2019, that response was 34%.  

United Bank is out to make your mobile app experience the best it can be!  We've gathered all of the information you need to know to maximize the benefits of our mobile banking app so that you can spend your time doing more exciting things than banking.

The United Bank mobile banking app can be downloaded for free on iOS and Android platforms. Visit your app store and search United Bank - Georgia. Once downloaded, you can deposit checks via smartphone camera, securely transfer funds between accounts, simplify paying bills using online bill pay, view images of paid checks, and quickly and easily pay others with Person-to-Person payments.
Complete your online enrollment.  We typically process your request within a business day cycle.  You'll receive an email with your 12 digit online banking ID and temporary password. United Bank's digital banking tools allow customers to check balances, transfer funds, pay bills, deposit checks, and more for free with a United Bank account. Customers can self-serve to complete everyday bank transactions.
Need your balance? No need to call us, we'll send it to you each day via a text message, at the time you request it.  Watch this quick tutorial to learn how.
If your employer offers direct deposit, take advantage of it.  You'll get your money faster, because United Bank posts electronic credits the business day BEFORE the effective date.  But if you don't have that option, the easiest and fastest way to deposit your check is through the mobile app.  Make your deposit up to 8pm on a business day for same day posting.  Learn how by watching this quick tutorial.
Use the mobile app to move money between your United Bank accounts up to 8pm on any business day. Learn how with this quick tutorial.
When you're paying your monthly bills, we recommend going digital.  After all, physical check fraud has never been worse than it is today.  Two ways to make payments digitally: (1) set up an automated draft directly with your payee, to debit your account directly; or (2) enroll in online bill payment.  Watch this quick tutorial to see just how easy it is.
Debit and credit card fraud is just part of life these days, unfortunately.  But you can control your card and protect it using the Card Controls within the mobile app.  Set spending limits, transaction alerts, block online transactions or foreign transactions.  Learn how to do it all with this quick tutorial.