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Credit Cards New

Introducing new credit card options for our consumer customers to choose from
United Bank is excited to offer new credit card options featuring low APRs, cash back rewards, and local, friendly service you have come to expect from your community bankers.

Our credit cards all offer 24/7 customer service with secure, online access.  Your online access includes the ability to view your balance and transactions, statements and processed payments.  Cardholders will enjoy contactless payment technology, including Apple Pay®, Samsung Pay®, and Google Wallet®.  Our credit card products include helpful Visa benefits, too.  Learn more.
 
With local decision making and servicing, quick turnaround and a variety of options, you will find our consumer credit cards are definitely not 'one-size-fits-all.'
 
 
Apple Pay® is a registered trademark of Apple, Inc.  Samsung Pay® is a registered trademark of Samsung Electronics Co., Ltd.
  Google Wallet® is a registered trademark of Google LLC.





















Whether you're looking to earn rewards or lower your APR, we have a card that is right for you.  
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The Platinum Card
Enjoy our special introductory offer on purchases and balance transfers with your new United Bank Platinum card.*
 
  • Low APR with no annual fee*
  • 0% INTRO APR on purchases for the first six months and 0% INTRO APR on balance transfers for 12 months from date of first transfer when transfers are completed within 60 days from date of account opening.¹  After that, a variable APR applies, based on creditworthiness.  A balance transfer fee of $10 or 3% of the amount of the transfer (whichever is greater) applies.* 
A woman sitting at her desk, writing and using her laptop.
The Low Rate Platinum Card
Versatility, reliability, and convenience - all in one card.
 
  • No Balance Transfer Fee in the first six months.  After that, a balance transfer fee of $10 or 1% of the amount of the transfer (whichever is greater) applies.¹*
  • Lowest variable APR for those trying to pay off higher interest debt.
An older man and woman sitting in a meeting with a financial rep.
The Platinum Rewards Card
Turn everyday spending into cash back.
 
  • 2% cash back on gas, grocery and drugstore4 and 1% on all other purchases.²
  • $100 cash back bonus after spending $1,500 in the first 90 days.3
  • 0% INTRO APR on balance transfers for the first six months from date of first transfer when transfers are completed within 60 days from date of account opening.¹  After that, a variable APR applies, based on creditworthiness.  A balance transfer fee of $10 or 3% of the amount of the transfer (whichever is greater) applies.* 
  • No limit to rewards.² Cash back rewards can be redeemed for a direct deposit to your United Bank checking account or for a statement credit.
 
United Bank Signature Card
Earn cash back for everything you buy.
 
  • 3% cash back on travel and dining, 2% cash back on gasoline4 and 1% on all other purchases.²
  • $300 cash back bonus after spending $4,000 in the first 90 days.³
  • No limit to rewards.² Cash back rewards can be redeemed for a direct deposit to your United Bank checking account or for a statement credit.
























Subject to credit approval.  Ask for details.
Visa® and the Visa Brand Mark are registered trademarks of Visa International Service Association.
 
¹ Balance transfers subject to available credit.
² For details on Rewards Program, please visit MyApexCard.  Rewards options are subject to change without notice.
³ Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later. For details on Rewards Program, please visit MyApexCard. Rewards options are subject to change without notice.
4 We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards.  We make every effort to include all relevant merchant category codes in the listed Purchase Categories.  However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category.  Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% (one percent) cash back as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional rewards cash back.
 
 
Manage your credit card accounts wherever you go.  With the myApex Card mobile app, you can check your account balances, make a payment, lock or unlock your card, all from your smartphone.  
 
Simply search 'myApex Card' in the Apple Store® or Google Play™ to install.
 
Apple Store® is a registered trademark of Apple, Inc.
Google Play™ is a trademark of Google LLC.