Credit Cards New
Introducing Credit Card Solutions for Small Businesses and Commercial Customers
United Bank is excited to introduce our new family of Small Business and Commercial credit cards. Whether you're looking to enhance your purchasing power or better control expenses, we have the card for you.
Our business card solutions offer a convenient method to separate business expenses, bridge gaps in cash flow, track spending and forecast for the future. We offer competitive APRs with worldwide acceptance and the local customer service you've come to expect from your community bank.
Additional employee cards are available with the ability to set individual spending limits, spend controls and alerts. Our credit card products include helpful Visa benefits, too. Learn more.
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Whether you're looking to earn rewards or lower your APR, we have a business card that is right for you.
Business Platinum Card
Versatility, reliability and convenience - all in one card.
- Low APR with no annual fee*
- 0% INTRO APR on purchases for the first six months and 0% INTRO APR on balance transfers for 12 months from date of first transfer when transfers are completed within 60 days from date of account opening.¹ After that, a variable APR applies based on creditworthiness. A balance transfer fee of $10 or 3% of the amount of the transfer (whichever is greater) applies.*
Business Low Rate Platinum
Save money by transferring your higher interest balances.
- No Balance Transfer Fee* in the first six months. After that, a balance transfer fee of $10 or 1% of the amount of the transfer (whichever is greater) applies.¹
- Lowest variable APR for those trying to pay off higher interest debt.
Business Platinum Rewards
Earn cash back rewards on your daily business purchases.
- 2% cash back on office, gas and dining², and 1% on all other purchases.³
- 0% INTRO APR on balance transfers for the first six months from date of first transfer when transfers are completed within 60 days from date of account opening.¹ After that, a variable APR applies, based on creditworthiness. A balance transfer fee of $10 or 3% of the amount of the transfer (whichever is greater) applies.*
- No limit to rewards.³ Cash back rewards can be redeemed for a direct deposit to your United Bank checking account or for a statement credit.
Business Signature
Get the card that combines rewards with flexible controls for an enhanced business experience.
- 3% cash back on travel and dining, 2% cash back on gasoline² and 1% on all other purchases.³
- $500 cash back bonus after spending $5,000 in the first 90 days.4
- No limit to rewards.³ Cash back rewards can be redeemed for a direct deposit to your United Bank checking account or for a statement credit.
The Corporate Card
A great option for mid-to-large organizations and nonprofits that want greater control over employee spending.
- No annual fee*
- Additional cards available at no cost
- Robust expense reporting system included at no cost
- Consolidated company statement or individual statements to each cardholder
Corporate Rewards Card
Allows mid-to-large organizations to achieve greater control over employee spending while earning cash back³ on recurring business expenses.
- $25 per card annual fee*
- Unlimited 1% cash back on all business purchases³
- Redeem cash back for a statement credit or to your business account
- Robust expense reporting system included at no cost
- Consolidated company statement or individual statements to each cardholder
The Purchasing Card
Our most comprehensive expense management option. Provides greater control over employee spending while significantly streamlining payments and minimizing the need to retain invoices.
- No annual fee*
- Additional cards and robust expense reporting system included at no cost
- Virtual and ghost card options available
The Fleet Card
A convenient and robust payment solution for business-related fuel and vehicle maintenance expenditures. Provides your company with advanced purchase controls and detailed fuel reporting data.
- No annual fee*
- Multiple account-level spending controls to help control costs
- Detailed fuel & purchase data
- Vehicle-issued cards and driver-issued cards
Subject to credit approval. Ask for details.
Visa® and the Visa Brand Mark are registered trademarks of Visa International Service Association.
¹ Balance transfers subject to available credit.
² For business accounts with rewards: Accounts utilizing the consolidated billing option, rewards are allocated to the primary account holder only. Accounts utilizing the individualized billing option, rewards are allocated to each cardholder. We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% (one percent) cash back as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional rewards cash back.
³ For details on Rewards Program, please visit MyApexCard. Rewards options are subject to change without notice.
4 Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later.
Manage your credit card accounts wherever you go. With the myApex Card mobile app, you can check your account balances, make a payment, lock or unlock your card, all from your smartphone.
Simply search 'myApex Card' in the Apple Store® or Google Play™ to install.
Apple Store® is a registered trademark of Apple, Inc.
Google Play™ is a trademark of Google LLC.