United Bank was founded over 100 years ago on convenience, trust and personalized service. The tools we use to connect with our customers have changed a lot since then; the principles behind our business are exactly the same.




Our Story

In 1905, a group of local businessmen founded what is now United Bank in Zebulon, Georgia. Their vision was to create a trusted, convenient financial institution with deep roots in its small-town community.

As United Bank has grown and evolved through the years, we have remained true to this vision. We pride ourselves on staying personally connected to our community, employing over 400 people in our network of branches across Middle Georgia. At the same time, we offer all the latest cutting-edge financial solutions, including mobile banking apps, chip-protected credit and debit cards and Interactive Teller Machines (ITMs). As we have for more than a century, we remain a team united to serve our local customers.






The Beginning

Our first office
opens in Zebulon
The Bank of


The Bank of
Zebulon becomes
the 172nd member
of the Federal
Deposit Insurance


We establish Lamar
State Bank in


United Bank
Corporation is
formed as a holding
company for our
subsidiary banks.


Lamar State Bank
and the Bank of
Zebulon change
their names to
United Bank.


United Bank
establishes a
Mortgage Division.


United Bank
purchases First
Federal in Griffin.


United Bank opens
its first grocery store
branch, providing
extended banking
hours Monday
through Saturday.


United Bank opens
a local call center
that offers full
customer service
from 7 a.m. until
11 p.m. Monday
through Saturday.


United Bank
establishes the
Investment and
Trust Division to
provide investment
management for its


United Bank
acquires the
Thomaston offices
of NationsBank, N.A.


United Bank opens
the Madison
Division in an
facility in historic


The shareholders
of United Bank
elect to convert
to a Sub-chapter
S corporation
beginning in 2007.


United Bank expands into Newton County with a new banking office in Covington.


United Bank assumes the deposits of First Georgia Community Bank, expanding into Butts County and Henry County with offices in Jackson and Locust Grove.


United Bank assumes the deposits and loans of First Coweta Bank, expanding into Coweta County with an office in Newnan.


United Bank assumes the deposits and loans of First National Bank of Barnesville.


United Bank purchases McIntosh Financial Services, a subsidiary of McIntosh Bancshares, Inc.


United Bank launches the Endeavor Credit Card.


United Bank extends its Call Center to include Sundays, offering Seven-Day Customer Service, from 7am-11pm.


United Bank installs its first Interactive Teller Machines (ITMs) in drive thru lanes, offering Seven-Day Banking, from 7am until 11pm, with video-tellers located in its Zebulon Call Center.


United Bank launches its new Mobile Apps for iPhone, Android, and iPad with Mobile Remote Deposits and Text Alerts.


United Bank merges with Monroe County Bank, adding new locations in downtown Forsyth and Bolingbroke.


United Bank installs its 23rd ITM, providing extended banking, seven days a week, to all United Bank markets.


United Bank delivers its mobile app version 3.0, providing Person-to-Person (P2P) payments.


United Bank assumes the deposits and some loans of Woodbury Banking Company, expanding into Meriwether County with an office in Woodbury.
















Our Mission Statement

Our mission is to be the bank of choice by providing both traditional and innovative products and services, delivered by employees committed to excellence in customer service, leadership in our communities, and growth in shareholder value.




We Believe

In lasting relationships.

Our business is built upon our ability to create lasting relationships between employees and customers. We will, at all times, treat our fellow employees and our customers with respect, integrity, and trust.

In the importance of
community service.

Our banks will be only as strong as the communities we serve; therefore, we will build and support our communities as involved citizens and leaders.

In extraordinary service.

We will provide a level of service that our competitors are unable or unwilling to offer on a continuous basis. To the best of our ability we will offer our products and services to our customers when, where, and how they want them.

In service by example.

United Bank's style of service has evolved over our long history. It has been and will continue to be the foundation for our success. It can best be understood as we continually demonstrate it to our fellow employees, customers, and the communities we serve.

In continually earning the
sacred trust of our customers.

Our first duty and obligation to our customers and our communities is to manage the changing risks inherent in our business in a manner that protects our customers' deposits and confidentiality.

In the importance of
each customer.

Customers provide the purpose for our work. We will treat each customer with respect and understanding and insure that our actions are considerate and timely.

In the differences
among our customers.

The financial needs of our customers vary. We will work to provide assistance and solutions to meet individual needs within our capabilities and will seek help from others when it is necessary or in the best interest of all concerned.

In the importance
of each employee.

The strength of our service to customers and shareholders depends on the strength of our employees. We recognize the value of training, educational opportunities, fair compensation and benefits.

In the incentive of ownership.

Ownership is the most consistent, long-term, positive motivation for our employees to excel. Owners have a vested interest in the success of our company. They go the extra mile in efficiently delivering financial services that exceed customer expectations. Our company has long been managed and owned by its employees and other citizens of our communities. Employee ownership will continue to increase with each contribution to our decades old Employee Stock Ownership Plan.