Access United Home Page
Personal Banking
Business Banking
Investments & Trust
Mortgages
 

Apply for a Loan

What’s in your future? A new car? New boat? Maybe you need some home improvements or just a great vacation getaway. United Bank can assist you with any financing need you have. Our online application below gets the process going on your turf, in the comforts of your home or office where you can complete our application comfortably. Once submitted, our loan officers will review your request and contact you to discuss it further. If approved, you may select any of our convenient offices to complete your loan paperwork. (Note: Generally we do not make loans for less than $1,500.)

United Bank's online banking division only accepts applications from residents living or working within our market area. Our market area is defined as Spalding County, Lamar County, Pike County, Upson County, Morgan County and those contiguous counties in the state of Georgia. Please let us know if you are moving into our market area, so we can make the appropriate exceptions.

Questions? Call us at (770) 567-7211 or email us directly and we’ll assist you further.

Member FDIC.  
Equal Housing Lender.
 
  
CONSUMER CREDIT APPLICATION

Your email address:

Loan Information
Amount Requested: Term in Months:
Purpose of Loan:
Secured    
Unsecured
Description of Collateral:
Type of Customer:  New   Existing

Personal Information
Borrower Co-Borrower
First Name : 
Last Name:  		First Name : 
Last Name: 
Social Sec. No.: 
Home Phone:  		Social Sec. No.: 
Home Phone: 
DOB:  DOB: 
Borrower's Present Address Co-Borrower's Present Address
Street address:
City: 
Street address:
City:
State:
Zip:
State:
Zip: 
IF AT PRESENT ADDRESS LESS THAN TWO YEARS ... complete additional information
Borrower's Former Address Co-Borrower's Former Address
Street: 
City:
Street: 
City: 
State: 
Zip: 
State: 
Zip:
Employment Information
Borrower Co-Borrower
Name of Employer:
Name of Employer:
Address:   Address:  
City:   City:  
State:     Zip:  State:      Zip: 
Years on this job:   Years on this job:  
Yrs. in current profession:   Yrs. in current profession:  
Position/Title/Type of Bus:
Position/Title/Type of Bus:
Business Phone:  Business Phone:
Previous Employer/School:
Previous Employer/School:
Years:   Years:
Nearest Relative Not Living With You:
Nearest Relative Not Living With You:
Address:   Address:  
City:   City:  
State:       Zip:  State:       Zip: 
Phone:  Phone:
Gross Monthly Income

NOTICE: Alimony, child support, or separate maintenance income need not be revealed if the Borrower (B) or Co-Borrower (C) doesn't choose to have it considered for repaying this loan.
Item Borrower Co-Borrower Total
Base Income
Bonuses/Overtime
Commissions
Dividends/Interest
Net Rental Income
Other
TOTAL
Describe Other Income:
Income from: Description of Income Amount
$
$
Will Anyone Else Endorse or Guarantee this Loan?
Yes  No  If yes, please indicate name:  
Please have endorser submit separate application
Established Credit References and Fixed Obligations
List all present and paid accounts at banks, department stores, finance companies or credit cards. Include alimony or child support payments. Disclosure of all debt owing is required.
To Whom Paid Address Account Number Original Amount Balance Monthly Payment
Residence:
Renting Buying
Auto(s) financed by:





Visa/MC




Other: (list)





Bank Accounts
Name of Bank: Checking Account Number: Savings Accounts Number:
Are there any outstanding judgments against you?  Yes No
If yes, To Whom?   Amount:  
Have you been declared bankrupt in the last 7 years? Yes  No 
If yes, Where?   Year:  

Failure to complete this application may result in denial of request. Everything that I have stated in this application is correct to the best of my Knowledge. I understand that you will retain this application whether or not it is approved. You are authorized to check my employment and credit history and to report or answer questions about my credit experience with you.

I have applied for an extension of credit with you.  You may be soliciting, offering, or selling me an insurance product or annuity in connection with this extension of credit.  FEDERAL LAW PROHIBITS YOU FROM CONDITIONING THE EXTENSION OF CREDIT ON EITHER:
1.                   My purchase of an insurance product or annuity from you or from any of your affiliates; or
2.                   My agreement not to obtain, or a prohibition on me from obtaining, an insurance product or annuity from an unaffiliated entity.
By checking the box below, I acknowledge that I have received a copy of this form on today’s date.
     
Borrower Accepts:         
              
              
              
              
     
Co-Borrower Accepts: