Our most popular account offers the benefits of a premium account at
one flat rate. Silver Account features include:
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Unlimited check writing
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Free personalized checks
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American Express travelers checks
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No annual fee MasterCard with approved credit
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$10,000 accidental death insurance
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Free 3" x 5" safe deposit box or a credit toward a larger box
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Unlimited ATM usage (includes CIRRUS and HONOR transactions)*
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To obtain the annual percentage yield listed on the current rates page,
you must maintain a minimum balance of $2,500 in qualifying balances (aggregate of balances in
checking, savings, and certificates of deposit) in the bank.
Maintain $2,500 in minimum daily balance and pay no monthly charges.
If balance drops below $2,500, pay a flat fee of $7.50 (or $5.50 with
direct deposit). The rate may change on your account after it is opened. Fees could
reduce earnings. If you close your account before interest is credited, you will not receive the
accrued interest.
*Non-United Bank ATMs may impose a surcharge on your account for
withdrawals.
Open Account •
Account Rates & Terms
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